Affordability Calculator
Determine how much house you can comfortably afford based on your income and debts.
Max Purchase Price
Based on a standard 36% debt-to-income ratio, this is the estimated maximum home price you can afford.
*This is an estimate. Actual loan approval amounts will vary based on credit score, property taxes, insurance, and lender guidelines.
Making Sense of the Affordability Calculator
One of the first questions I always get is, "How much house can I actually buy?" But the better question to ask is how much you should buy. This affordability calculator helps you find that sweet spot between what a bank will lend you and what actually fits your lifestyle.
A common mistake is pushing right to the top of your approval limit. Sure, you might qualify for that number on paper, but you still want to enjoy your life, travel, and save. We want to find a purchase range that supports your long-term comfort, not one that makes you house-poor.
Take a look at the estimate, and when you're ready to figure out what this means for finding the right property in South Florida, I'm just a call away.